Skip Menu
Locations
Español
Join Gesa
Log In

We’re in the business of growing yours

Business accounts crafted to propel
your business forward

Apply now
Meet our lenders
Notes and fees
A group of three professionals in a meeting, with two women engaged in conversation while a third person listens.

Business Accounts

A man in a green shirt laughing and talking in a bright room with soft focus on foreground and clear view of his face.

Term Loans and Lines of Credit

A cheerful woman with glasses smiling broadly, seated indoors with soft lighting and a blurred background.

Treasury Management

A baker's hands preparing loaves of bread on a floured baking tray in a bakery kitchen.

SBA/USDA Lending

Small Balance Lending

A confident mechanic with crossed arms standing in a car repair shop with vehicles and open hoods in the background.

Business Credit Cards

With Gesa Commercial Banking, you get:

Checking & Savings
Convenient Banking
Solutions
Overdraft Protection
Mobile Check
Deposit
Knowledgable Advisors
Advanced Banking
Technology
Lending Provider

Preferred lending 
provider (SBA)

Helpful Lenders

Experienced local
lenders

Commercial Real-Estate
Local Creative
Decision Making

Credit Unions are Different

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Proin dictum dui enim, porttitor scelerisque nunc facilisis nec. Fusce vehicula enim dui, eu malesuada ex aliquet vel. Aenean consectetur in lacus bibendum mattis. Suspendisse finibus ut ante et blandit. Proin vel dictum eros. Pellentesque gravida sem ut egestas consectetur.

Learn more
Contact Us

Promise 1

Promise 2

Promise 3

Routing Number: 325181248
Facebook-f Instagram X Vimeo Linkedin
Gesa Credit Union
51 Gage Blvd. Richland, WA 99352

Banking

Loans

Business banking

Investment services

Contact us

Locations and ATMs

Make a payment

Careers

Resources

Forms

Website Accessibility

Privacy Policy

LPL Financial Form CRS

NCUA
Federally insured by NCUA
Equal Housing Opportunity

Equal Housing Opportunity

CO-OP Shared Branch

Co-op Shared
Branch

© Gesa Credit Union. All Rights Reserved.

Back

Help when you need it.

Gesa makes banking as easy, convenient and secure as possible.

See All Resources
Resources
Quick Links

Routing Number
325181248

Contact
51 Gage Blvd.
Richland, WA 99352

(888) 946-4372

Back

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Gesa's Community Impacts
In the Community
About Gesa
WSU Affinity Card

Affinity debit cards give back to your community when you swipe.

Back

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Gesa For Businesses
Business East

Business Visa:
A low-rate card made for business owners.

Learn More

Back

Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Explore Promotions
Gesa customer using card

Up to 5.00% APY
On select checking accounts!

Learn More

For You
For Your Business
About Gesa
Resources
Join Gesa
Locations

Español

(888) 946-4372

Routing Number 325181248

Sign In
We have upgraded to a new account opening process. Click Get Started to continue.

Getting started is easy!

Applying should only take a few minutes. Please have these documents ready:

  • Social Security Number (SSN)
  • Color copy of driver's license, state ID, or US Passport
  • Contact info
  • Opening deposit by debit card or e-transfer*
    *Credit cards are not accepted.
Get Started
Call (888) 946-4372 or apply at a branch

Already a member?

Use your online banking log-in to pre-fill your application with saved information.

You can easily change your debit card through our affinity form.

Log In to Online Banking
Change my affinity

Notes & Fees Glossary

Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

* * * * *