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Commercial Banking —

Commerical Loans and Lines of Credit

Gesa is here to help you reach your business and financial goals. Whether you’re starting your business, or expanding to meet growing customer needs, Gesa has a loan or line of credit ready to help.

SBA Loans

Lines of Credit

Convenient business needs are covered with competitive rates.

USDA Loans Texture

Commercial Real Estate
& Construction

Flexible financing for your real estate needs

USDA Loans Texture

SBA Loans

Lower down payments ad collateral flexibility make this a perfect loan for commercial real estate and business acquisitions

SBA Loans

Business Credit Cards

Lines of credit

Convenient business needs are covered with competitive rates.

USDA Loans Texture

USDA Loans

Lines of credit

Convenient business needs are covered with competitive rates.

USDA Loans Texture

Commercial Term Loans

Lines of credit

General purpose, vehicles, equipment and more

Pre-approved

Stroll into the showroom with a pre-approved loan

Within minutes you can be pre-approved online or over the phone, so you’ll be ready to drive into the sunset when you find the new or used vehicle of your dreams. Our rates are always affordable for new or used vehicles, even for first-time buyers.

How else Gesa Commercial can help

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity debit cards give back to your community when you swipe.

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Business East

Business Visa:
A low-rate card made for business owners.

Learn More

We have upgraded to a new account opening process. Click Get Started to continue.

Getting started is easy!

Applying should only take a few minutes. Please have these documents ready:

Call (888) 946-4372 or apply at a branch

Already a member?

Use your online banking log-in to pre-fill your application with saved information.

You can easily change your debit card through our affinity form.

Notes & Fees Glossary

Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

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