Business Accounts —

Our online treasury platform is designed to provide you with comprehensive control over your financial operations, all from a single, user-friendly interface. This powerful tool enables you to manage your cash flow, monitor transactions, and make informed financial decisions with ease. Our platform offers:

• Real-Time Account Access: View and manage your accounts in real-time, giving you up-to-date information on your financial status.
• Payment Initiation and Management: Easily initiate and manage a variety of payment types, including ACH, wire transfers, and checks.
• Cash Position Reporting: Access detailed reports on your cash position to make informed decisions about your liquidity and investments.
• Fraud Prevention Tools: Utilize advanced security features such as multi-factor authentication, positive pay, and transaction alerts to protect your financial assets.
• Customizable Dashboards: Tailor your dashboard to display the information most relevant to your business, providing quick access to critical data.
• Integration with Accounting Systems: Seamlessly integrate with Quickbooks online or export data for use with your accounting and ERP systems to streamline financial management.
• Mobile Access: Manage your treasury operations on the go with our secure mobile app, ensuring you stay connected wherever you are.
• User Permissions and Controls: Set up user roles and permissions to ensure secure and efficient management of your financial operations.

Efficient management of your payables is essential for maintaining strong supplier relationships and optimizing your cash flow. Our payables solutions are designed to streamline your payment processes, reduce costs, and enhance control over your outgoing funds.

• Automated Clearing House (ACH) Payments: Simplify and expedite your payments with electronic transfers, reducing the need for paper checks and minimizing processing times.
• Wire Transfers: Secure and fast transfer of funds domestically and internationally, ensuring timely payments to your vendors and partners.
• Business Credit Cards: Access flexible credit options to manage business expenses, with benefits like rewards programs and detailed expense tracking.
• Online Bill Pay: Send payments securely without having to write checks.
• Payment Approval Workflows: Implement multi-level approval processes to ensure compliance and control over disbursements.

With our payment solutions, you can enhance your operational efficiency, reduce costs, and maintain strong relationships with your suppliers.

Properly managing your receivables is vital for maintaining a strong cash flow and ensuring timely payments. Our receivables solutions are designed to streamline your collection processes, reduce administrative workload, and provide better control over incoming funds.

• Remote Deposit Capture: Deposit checks electronically from your office, saving time and reducing trips to the bank.
• Automated Clearing House (ACH) Collections: Simplify and expedite the collection of payments with electronic transfers, reducing the need for paper checks and minimizing processing times.
• Merchant Services: Accept credit and debit card payments with ease, providing your customers with flexible payment options.

With our receivables solutions, you can optimize your cash flow, reduce administrative tasks, and ensure timely collection of funds.

In today’s digital age, protecting your financial assets is more critical than ever. Our comprehensive fraud prevention solutions are designed to safeguard your business from a wide range of threats. We offer advanced tools and services to detect and prevent fraudulent activities, ensuring the security of your transactions and financial data.

• Real-Time Fraud Monitoring: Continuous surveillance of transactions to identify and mitigate suspicious activities instantly.
• Multi-Factor Authentication: Enhanced security protocols to verify user identities and prevent unauthorized access.
• ACH Positive Pay: A proactive service that matches incoming ACH transactions against authorized lists to prevent unauthorized debits.
• Check Positive Pay: A verification service that compares checks presented for payment against issued check records to detect and prevent fraud.

With our fraud prevention services, you can confidently manage your finances, knowing that your assets are protected by state-of-the-art security measures.

Effective liquidity management is crucial for maintaining the financial health and operational efficiency of your business. Our liquidity management solutions are designed to help you optimize cash flow, manage working capital, and ensure that you have the necessary funds available when you need them.

• Money Market Sweep: Automatically transfer excess funds into a money market account to earn interest, ensuring your cash is working for you while maintaining liquidity.
• Zero Balance Accounts: Maintain separate accounts for different purposes while automatically transferring funds to and from a central account to cover daily transactions.
• Line of Credit Management: Efficiently manage your lines of credit to ensure you have access to funds for operational needs and growth opportunities while paying down balances and reducing monthly interest.
• Treasury Management Dashboard: A comprehensive platform providing real-time insights into your liquidity status, helping you make informed financial decisions.

With our liquidity management services, you can confidently navigate your financial landscape, ensuring that your business remains agile and well-capitalized.